Results from the 2025 AFP® Digital Payments Survey: A Triennial Publication indicate organizations are increasingly adopting emerging digital payment technologies. Approximately 30% of organizations report being familiar with cryptocurrencies, blockchain technology, stablecoins or the role of central bank digital currencies within emerging digital payments, indicating there is a significant opportunity to increase awareness in the profession. Responses from 223 financial professionals form the basis of this report. This triennial publication is underwritten by J.P. Morgan.

Highlights include:

• Looking ahead, 76% of organizations plan to update their payments strategy within the next three years. Top priorities for doing so include: 
  - Exploring new payment formats and channels (72%)
  - Updating payment file formats (40%)
  - Developing a comprehensive baseline payment strategy (38%)
• 87% of organizations now engage in cross-border payments, up 9 points since 2022.
• Checks account for 26% of B2B payments, down from 33% in 2022.

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Press Inquiries

Press Release - Survey: Opportunity Exists to Raise Awareness of Tokenization Among Financial Professionals 

If you are interested in referencing data from this report in marketing materials, etc. please contact Anissa Holm, Research Manager. 

Contact [email protected] or call 301.907.2862 for more in-depth information, to read the full report or to arrange an interview with the AFP Research team.

Questions about this subject?

Contact Tom Hunt, CTP, 
AFP's Director of Treasury Practice